Trusted Across India

Fast Car Loans & Smart Insurance at Your Fingertips

Get instant approval on used car loans, loan against car, and comprehensive car insurance with minimal documentation.

500Cr+
Loans Disbursed
50,000+
Happy Customers
10.5%
Starting Rate

Find Car Loans & Insurance in Your City

Our Products

🚗

Used Car Loan

From 10.5%

Quick loans for pre-owned vehicles with instant approval and minimal documentation.

Apply Now →
💰

Loan Against Car

From 11.5%

Use your existing vehicle as collateral for instant cash loans without selling it.

Apply Now →
📈

Top-Up Loan

From 9.5%

Additional loan amount on your existing car loan at competitive rates.

Apply Now →
💳

Personal Loan

From 12%

Flexible personal loans for all your financial needs with quick disbursal.

Apply Now →
🛡️

Car Insurance

Best Rates

Comprehensive and third-party insurance with seamless claims process.

Get Quote →

How It Works

1

Fill Form

Complete our simple online form with your basic details in just 2 minutes.

2

Check Eligibility

Our team verifies your eligibility and documents instantly.

3

Choose Best Offer

Compare multiple offers from our partner lenders and choose the best.

4

Get Disbursement

Funds transferred to your account within 24-48 hours of approval.

EMI Calculator

Calculate your monthly EMI and understand your loan affordability. Use our interactive calculator to see different loan amounts, interest rates, and tenure options.

Processing Fee
Typically 1-3% of the loan amount, varies by lender.
Prepayment
Most lenders offer flexible prepayment options with minimal charges.
Loan Amount Rs. 15,00,000
Interest Rate (%) 10.5%
Tenure (Months) 60
Rs. 31,707
Rs. 15,00,000
Rs. 3,62,420
Rs. 18,62,420

Why Choose Express Credit Hub?

Instant Approval

Get instant approval in minutes without lengthy verification processes.

🏆

Best Rate Guarantee

We guarantee the most competitive rates in the market for your loan.

🔒

100% Secure

Your personal data is encrypted and protected with bank-level security.

📱

Fully Digital

Complete the entire process online from the comfort of your home or office.

👥

Dedicated Support

24/7 customer support team ready to assist you at every step.

📄

Minimal Documents

Upload only essential documents. No unnecessary paperwork required.

What Our Customers Say

★★★★★

"Express Credit Hub made getting a car loan so easy! The entire process took just 3 days from application to disbursement. Highly recommended!"

Rahul Kapoor
Software Engineer, Delhi NCR
★★★★★

"I got my loan against my car within 24 hours. The rates were competitive and the staff was very helpful. Great experience overall!"

Priya Mehta
Business Owner, Delhi
★★★★★

"The EMI calculator helped me understand my loan better. Got approved for a top-up loan without any hassle. Best decision!"

Amit Sharma
Doctor, Noida

Check Your Eligibility

Basic Requirements

Age: 21 - 75 years
Monthly Income: Rs. 20,000+
Employment: Salaried / Self Employed
CIBIL Score: 650+
Residency: Indian resident with valid address proof
Bank Account: Active bank account since 6+ months

Documents Required

Aadhaar Card
PAN Card
Salary Slips
Bank Statement
Photo ID
Address Proof
RC Book
ITR (if applicable)

Ready to Get Started?

Frequently Asked Questions

What is the minimum salary required for a car loan?
Minimum salary for car loans typically starts at Rs. 20,000 per month. However, the exact requirement depends on the loan amount and your credit profile. Self-employed individuals may have different requirements and need to provide additional income proof documents.
How quickly can I get loan disbursement?
You can get loan disbursement in as quick as 24-48 hours after approval. Our streamlined digital process ensures faster processing. Once your application is submitted, our team verifies your eligibility and disburses the amount directly to your bank account.
Will applying for a loan affect my CIBIL score?
There may be a minimal impact on your CIBIL score during the inquiry phase, but it's usually not significant. We follow RBI guidelines and your credit inquiry is recorded as a soft inquiry. Once you take the loan, improving your payment behavior will actually help improve your CIBIL score over time.
What types of car insurance do you offer?
We offer comprehensive car insurance, third-party car insurance, and own damage coverage with competitive rates. Our insurance products are available for all car brands and models. You can compare quotes from multiple insurers and choose the plan that best suits your needs.
Is Express Credit Hub a bank or NBFC?
Express Credit Hub is a marketplace platform that partners with multiple lenders and insurance providers to offer you the best rates and products. We are RBI compliant and adhere to all regulatory guidelines. We connect borrowers with verified lenders but are not a direct lending institution ourselves.

Get in Touch

📍 Visit Us

H.No. 245, Ward No. 20, Shri Ram Nagar Colony, Sunarian Chowk, Rohtak, Haryana 124001

📞 Call Us

+91 7015189618

Available 9 AM - 9 PM, Monday to Sunday

💬 WhatsApp Us

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Namaste! 👋 How can we help you today?