Privacy Policy

Protecting your data is our commitment

Information Collection

We collect personal information you provide directly through our application forms, including your name, contact details, employment information, financial details, and identity verification documents. We also collect information about your interactions with our website through cookies and analytics tools.

How We Use Your Data

Your personal information is used to process loan applications, verify your identity, assess creditworthiness, communicate with you about your application status, and improve our services. We use your data only for legitimate purposes related to providing our loan marketplace services.

Data Sharing with Lending Partners

As a loan marketplace, we share your information with our lending partners to process your application and assess your eligibility. Our lending partners include banks, NBFCs, and other financial institutions. All partners are contractually bound to protect your data and use it only for credit assessment purposes. We do not share your information with third parties for marketing without your explicit consent.

Cookies and Tracking

We use cookies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookie settings through your browser. Disabling cookies may affect website functionality. We comply with all applicable cookie laws and provide transparent cookie information.

Data Security

We implement industry-standard security measures including encryption, secure servers, and access controls to protect your personal information. However, no online transmission is completely secure. We recommend taking precautions to protect your login credentials and personal devices.

Your Rights

Under the Digital Personal Data Protection Act, 2023 (DPDP Act), you have the right to access, correct, update, or delete your personal information. You also have the right to withdraw consent, data portability, and lodge complaints with the Data Protection Board. Contact us using the information below to exercise your rights.

Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes via email or on our website. Your continued use of our services constitutes acceptance of the updated policy.

Contact for Privacy Queries

Express Credit Hub

H.No. 245, Ward No. 20, Shri Ram Nagar Colony
Rohtak, Haryana 124001
India

Phone: 7015189618
Email: expresscredithub.in@gmail.com

Last Updated: April 2026