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Legal terms for using Express Credit Hub
By accessing and using the Express Credit Hub website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services. We reserve the right to modify these terms at any time, and your continued use of our services indicates acceptance of updated terms.
Important Disclaimer: Express Credit Hub is a loan marketplace and aggregator platform. We are NOT a bank, NBFC (Non-Banking Financial Company), money lender, or lending institution. We do not provide loans directly. Our role is to connect borrowers with a network of lending partners including banks, NBFCs, and other financial institutions that may offer loans subject to their approval.
You agree to:
You are solely responsible for the accuracy and completeness of information you provide. Any false, misleading, or inaccurate information may result in rejection of your application, suspension of your account, or legal action. We verify information through third-party agencies and may request additional documentation. Providing false information to lending partners may constitute fraud and is punishable under applicable laws.
Your loan application will be shared with lending partners for credit assessment and approval. Each lender is an independent entity with their own terms, conditions, interest rates, and processing fees. Express Credit Hub is not responsible for lender decisions, loan terms, or any issues arising from your loan agreement with the lender. You are directly liable to the lender once a loan is disbursed.
Express Credit Hub does not guarantee approval of your loan application. Approval depends entirely on the lender's assessment of your creditworthiness, income verification, and adherence to their lending criteria. We make no representation or warranty regarding loan approval chances or terms. Each lender has different approval criteria and may decline your application for any reason.
All content on the Express Credit Hub website, including text, graphics, logos, images, and software, is the property of Express Credit Hub or its content providers and is protected by copyright laws. You may not reproduce, distribute, modify, or transmit any content without our prior written permission.
To the maximum extent permitted by law, Express Credit Hub and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loan denial, unfavorable terms, or any financial losses. Our total liability shall not exceed the amount you paid to us, if any.
These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes, claims, or legal proceedings arising from your use of our services shall be subject to the exclusive jurisdiction of the courts located in Gurugram, Haryana, India. You agree to submit to the jurisdiction of these courts and waive any objections to venue or inconvenient forum.
Express Credit Hub reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. We will notify you of material changes via email or prominent notice on our website. Your continued use of our services after changes constitutes acceptance of the modified terms.
For questions about these Terms and Conditions, please contact us at:
Express Credit Hub
H.No. 245, Ward No. 20, Shri Ram Nagar Colony
Rohtak, Haryana 124001
India
Phone:
7015189618
Email:
expresscredithub.in@gmail.com
Last Updated: April 2026