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Instant personal loans up to ₹40 lakhs for any purpose. Rates from 10.5% p.a. | 30+ lenders | Quick approval
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| Lender | Min Income | Min CIBIL | Max Amount | Interest Rate | Tenure |
|---|---|---|---|---|---|
| SBI Personal Loan | Rs. 15,000 | 700 | Rs. 30 Lakh | 10.25%+ | 12-84 months |
| HDFC Personal Loan | Rs. 20,000 | 725 | Rs. 40 Lakh | 10.75%+ | 12-72 months |
| ICICI Bank | Rs. 15,000 | 700 | Rs. 25 Lakh | 10.5%+ | 12-72 months |
| Bajaj Finserv | Rs. 12,000 | 650 | Rs. 25 Lakh | 11%+ | 12-60 months |
| Axis Bank | Rs. 18,000 | 700 | Rs. 35 Lakh | 10.99%+ | 12-72 months |
| Kotak Mahindra | Rs. 20,000 | 725 | Rs. 40 Lakh | 10.99%+ | 12-60 months |
Get instant personal loans up to ₹40 lakhs for any purpose — medical emergencies, travel, wedding, home renovation or debt consolidation. Express Credit Hub compares 30+ leading banks and NBFCs to find you the lowest rate.
You need Aadhaar Card, PAN Card, last 3 months salary slips (or ITR for self-employed), and last 6 months bank statement.
Minimum ₹20,000/month for salaried applicants. Self-employed need minimum ₹3 lakhs annual business turnover.
Yes, we work with lenders who approve personal loans for CIBIL scores as low as 600. However, interest rates may be higher.
You can get personal loans up to ₹40 lakhs depending on your income, CIBIL score, and employment type. Maximum eligible amount is 40-50 times your monthly income.
Personal loan approval is typically within 24 hours. Some lenders offer instant approval within 10 minutes. Disbursal happens within 48-72 hours after approval.